No Upfront Fees For a Loan Modification

Step 1: Gather and Submit Required Documents

Step 2: Underwriter Review and Solution

- After receiving the requested documents, we will determine your eligibility for a loan modification and other suitable solution(s), develop a proposal, and begin to package your file in preparation to send it to your lender and negotiate your modification.

Step 3: Presentation of Results

- Once your package has been completed we will advise you of your eligibility for a loan modification and explain our analysis of your situation.
If we accept your case, you will be asked to choose from one of four options: 

•    Hire us to prepare your complete loan modification application for submission and use it to negotiate a modification directly with your lender.
•    Hire us on contingency to negotiate a modification on your behalf.
•    Choose to do nothing. You are not obligated to pay a dime.

 

What if I am denied for a modification?

This is a very important question. If we are unable to accept your case for a modification we will advise you on your options. One of the biggest values our firm brings is that any of the alternatives to modification can be handled by us here in our office. If a modification just isn’t feasible or in your best interest and you must consider your other options, you will be dealing with the same team (i.e. listing your house for short sale, filing bankruptcy, etc.). Having that continuity creates calmness in your otherwise turbulent situation.

 

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